Hi all - I have plenty of liquid funds as I've gotten comfortable with my emergency savings fund and all that, and am planning out my next 12 months of personal finance. I could max my Roth IRA ($6,000) on Jan 1, but I know there are risks at buying in at a high market value as opposed to dollar-cost-averaging. Any advice on whether I should dump $6k into the Roth at the start of the year and then focus my monthly savings elsewhere (personal brokerage acct, etc.)?
Note: I'm also going to be maxing my Gov't 401(k) [TSP] for the first time this coming year, or else coming very close.
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